Fee-Only Wealth Management

My Financial Coach uses each client’s specific goals, situation and objectives to define a clear long-term plan. These plans help the client maintain their discipline during the swings in the financial and economic markets. Walt Disney said, “Times and conditions change so rapidly that we must keep our aim constantly focused on the future.” Without a clearly defined focus we are destined to wander aimlessly through the financial jungle.

Even though most clients have similar objectives (a comfortable retirement, college fund, new home, etc.) their resources, goals, family contingencies, tax complexities, time horizon and risk level vary tremendously. For this reason, we construct our portfolios tailored individually for each client. We use long term investment strategies utilizing fundamental analysis, technical analysis and modern portfolio theory.

While portfolio appreciation is important, it’s the bottom line that ultimately determines the money you keep. For this reason, we use low cost investments such as exchange traded funds, individual stocks and bonds, and mutual funds. We then combine these low-cost investments with your individual tax management strategy to preserve as much of your wealth as possible.

Finally, our extra sauce. Our conversation doesn’t end when your portfolio is complete. Instead, it’s only the beginning. We wrap up our approach with our ongoing relationship to our clients. We begin to monitor and adjust your portfolio as the market and your life situations change. But further, we are available as your resource for the many questions you will encounter over your career. Our expertise in finance spreads from Fortune 500 companies to small business questions. We are just a phone call away.